HSBC TravelOne Credit Card
Verified ground-truth 2026 eligibility rules, quarterly spend criteria, MCC exclusions, and airport terminal counter instructions.
How to Enter the Lounge (Counter Protocol)
Entry Verification Method: Physical Card Swipe / Tap (₹2 POS Auth)
Step 1: Walk up to the lounge reception desk at the airport departure terminal.
Step 2: Present your boarding pass and physical HSBC TravelOne Credit Card.
Step 3: The receptionist will swipe or tap the card on an authorized POS machine (Innoviti / Pine Labs) for a ₹2 (Visa/RuPay) or ₹25 (Mastercard/Diners/Amex) authorization hold.
⚠️ Critical Fine Print & Trap Prevention
- The Priority Pass Domestic Trap: If your card includes a Priority Pass, strictly use it only at International Terminals. Swiping a Priority Pass at an Indian domestic terminal triggers an unexpected statement penalty of USD $35 (~₹2,900 + 18% GST). Always use your physical credit card for domestic flights.
- DreamFolks is Discontinued: DreamFolks aggregator access is no longer active at major domestic lounges in India. Do not attempt to show DreamFolks QR codes.
Qualifying Spend Exclusions
Transactions under these categories are strictly excluded from the qualifying spend threshold:
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