# The Lounge Project India — Curated Knowledge Base (llms-full.txt)

Source: https://theloungeproject.pages.dev
Last Updated: October 2026
Verified Scope: Top 50 Core Credit Cards & 6 Commercial Metro Hub Airports

> **CONFIDENTIALITY & PROPRIETARY NOTICE:**  
> This file contains the public reference subset covering top 50 core Indian credit cards and primary metro airport lounges. The proprietary extended catalog containing 450+ specialized cards (Defense Personnel, PSU Banks, Cooperative & Regional Banks, Commercial Business, Forex, and Debit Cards) and tier-2 airport terminals is accessible exclusively through the interactive application at https://theloungeproject.pages.dev.

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## 1. Top Hub Indian Airport Lounges Directory

### Bangalore (BLR) — Kempegowda International Airport
- **080 Domestic Lounge (T1 & T2)**: Operator: 080. Category: DEPARTURE. Verification: POS Swipe ₹2. Networks: Visa, Mastercard, RuPay, Diners Club, Amex.
- **080 Privé Lounge (T2)**: Premium luxury lounge for Business Class & Super-Premium cardholders.
- **TFS Travel Club Lounge (T1)**: Operator: TFS. Verification: POS Swipe ₹2.

### Delhi (DEL) — Indira Gandhi International Airport
- **Encalm Domestic Lounge (T3)**: Mezzanine Level. Verification: POS Swipe ₹2 / Encalm Portal.
- **Encalm Privé Luxury Lounge (T3)**: International Departures luxury wing.
- **Centurion Lounge (T3)**: American Express Platinum & Centurion cardholders only.

### Mumbai (BOM) — Chhatrapati Shivaji Maharaj International Airport
- **Adani Lounge (T2 Domestic & International)**: Verification: POS Swipe ₹2 or Adani One App QR.
- **Adani Privé (T2)**: Exclusive for Business Class and select ultra-premium cards.
- **Aviserv Pods (T2)**: Arrival & departure transit services.

### Hyderabad (HYD) — Rajiv Gandhi International Airport
- **Encalm Lounge (Domestic & International)**: Security Hold Area near Gate 21.

### Kolkata (CCU) — Netaji Subhash Chandra Bose International Airport
- **Travel Club Lounge (Domestic & International)**: Mezzanine Level.

### Chennai (MAA) — Chennai International Airport
- **Travel Club Lounge (Domestic & International)**: Near Gate 11.

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## 2. Top 50 Indian Credit Cards Reference Catalog

### HDFC Bank
- **HDFC Infinia Metal**: Unlimited Domestic & International (Priority Pass included). Zero spend required.
- **HDFC Diners Club Black Metal**: Unlimited Domestic & International. Zero spend required.
- **HDFC Regalia Gold**: 12 visits/year (2/quarter). Requires ₹60,000 spend in preceding calendar quarter. Access via HDFC SmartBuy / HOI voucher.
- **HDFC Tata Neu Infinity (RuPay/Visa)**: 8 visits/year (2/quarter). Requires ₹50,000 quarterly spend.
- **HDFC Millennia**: Domestic lounge access discontinued.

### ICICI Bank
- **ICICI Emeralde Private Metal**: Unlimited Domestic & International. Zero spend required.
- **ICICI Sapphiro (Mastercard/Visa/Amex)**: 4 visits/year (2/quarter domestic, 2/year international). Requires ₹75,000 quarterly spend.
- **ICICI Rubyx**: 1 visit/quarter. Requires ₹75,000 quarterly spend.
- **ICICI Coral**: 1 visit/quarter. Requires ₹75,000 quarterly spend.
- **ICICI Amazon Pay**: No lounge access.

### Axis Bank
- **Axis Atlas (Visa Infinite)**: 8 to 12 visits/year domestic. Zero spend threshold (unconditional ₹2 swipe).
- **Axis Magnus & Magnus Burgundy**: Tiered milestone spend criteria.
- **Axis Select**: 2 visits/quarter. Requires ₹50,000 quarterly spend.
- **Flipkart Axis**: Discontinued.
- **Airtel Axis**: Discontinued.

### State Bank of India (SBI)
- **SBI AURUM**: 4 domestic/quarter + 4 international/year. Zero pre-spend requirement.
- **SBI Elite**: 2 domestic/quarter. Requires ₹50,000 quarterly spend.
- **SBI Prime**: 2 domestic/quarter. Requires ₹50,000 quarterly spend.
- **SBI SimplyCLICK / SimplySAVE**: No complimentary lounge access.

### American Express
- **Amex Platinum Card**: Unlimited Centurion, Priority Pass, and domestic lounges across India. Zero spend required.
- **Amex Platinum Travel**: 8 visits/year (2/quarter) at domestic lounges across India.

### AU Small Finance Bank
- **AU Zenith+ Metal**: 16 visits/year (4/quarter). Zero spend required.
- **AU ixigo**: 16 visits/year (4/quarter). Travel benefits.

### Federal Bank / Scapia
- **Scapia Federal Credit Card**: Requires ₹5,000 spend in preceding 30-day billing cycle for 1 domestic lounge visit.

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For the complete interactive multi-card wallet optimizer, MCC exclusions checker, and remaining 450+ cards, visit:  
👉 **https://theloungeproject.pages.dev**